Im 35, I have 100k sitting in Prize Bonds, Another 40k sitting in the Post Office and another 20k in my current account which Ill probably buy more bonds with soon.
I earn 40k gross and my rent is only €400 per month with no bills so paid for with a bit of overtime every month. I have a pension of €250 a month which my company matches
Im in the Dublin area and live a very frugal lifestyle, no car, 1 cheap holiday a year, no unnecessary expenditure whatsoever really, no Starbucks/bought lunches etc.
My dream plan (I think unless someone can suggest something better) is to get a 3 bed house in Dublin inside the M50 and rent out 2 rooms for the 14k rent a room scheme and live there myself aswell.
Im not attached to any area in particular I just want to get things moving now as I feel like even though Im saving loads Im kind of wasting my life waiting for a crash both in the markets and in housing.
Im just wondering what people think I should do? Where do you even start looking in Dublin these days when 290-300k is your max budget? I dont want to live in an antisocial hellhole.