Ok so this is inspired by recent hikes in unemployment payments
Stolen from boards:
Why are they bandying around the €5 a week figure. In reality, most on welfare have dependents, so thus there’ll be a combination of:
€5 for the main claimant (198 -> 203)
€3.30 for a spouse / partner (131.4 -> 134.7)
€2.20 for each child under 12 (31.8 -> 34)
and €5.20 for each child over 12 (31.8 - 37)
For the “average” family of Mother, Father and two kids, that works out to €15.70 pw increase
A single parent with two kids works out to a 12.40 p/w increase
Adding the Christmas bonus (of a full weeks payments at €408.70) the nuclear family on welfare is seeing an increase of €23.48 p/w (or €1,221.10 per annum) after Budget 2019 while the single parent family with two kids on welfare (with a bonus payment of €274) is actually seeing an increase of €17.66.
This isn’t a budget for the “squeezed middle”, it’s a budget for welfare recipients.
A single income family of the same nuclear makeup now needs an after-tax salary of €21,661.10 to match their unemployment benefits. Add in HAP/Social Housing and ancilliaries (back to school allowance etc) and it’s making a mockery of anyone trying to raise a family on less than €50k per annum.
For most people, the cost of housing is their biggest payment to worry about. If you had that sorted, could you simply sign on for the next decade or two?
Let us use 2 adults and 2 kids under 12 for an example:
2019 Weekly income:
Main claimant (203)
Spouse / partner (134.70)
Per child under 12 (34) Per child over 12 (37)
Total 2 adults and 2 kids under 12:
405.70 weekly or 21,096.40 annual
2019 Sporadic income:
Back to school allowance: 150 per child under 12 (275 per child over 12) (Total 300 for 2 under 12s)
Fuel allowance: 27.50 x 27 weeks (742.50)
Christmas bonus of one extra weekly payment: 405.70
Total 2 adults and 2 kids under 12: 1,448.20
2019 Total income:
Overall annual total: 22,544.60
Overall weekly avg: 433.55
Could you live off €433 per week?
and we haven’t spoke of other benefits such as
free medical card for family
commuting costs saved
lunch costs saved
seeing your kids more
big once off items like new beds/fridge/freezer/boiler/insulation are paid extra through Supplementary Welfare Allowance and grants