Most pinsters appear to be saving
Broadly speaking, my share of the expenses, spending and food etc before mortgage costs comes to about €10,000 a year – about dole money. I try not to be too hard on myself, case of Sailor Jerry’s & bourbon on order for a summer party
Moved to a First Active offset tracker mortgage, they paid me to move in 2007. It means I can dip into a huge overdraft at 2.15% when I need it
I have a business that is getting self sufficent thus holding its own, saw business slow in 2007 and didn’t replace 2 staff leavers, radically cut expenditure, quite stable at lower levels. It took years of effort, and no salary to get to this point.
Best friend was laid off, started a business, not getting much work yet. We are moving down the road to starting an internet JV, uses his spare capacity. Really nothing as complicated as all the earlier C+ talk. Regularly CVs are sent to my above business, some just shine out, hopefully some people will be getting a call this summer, there is some great un-used talent just going to waste.