stress-testing mortgage repayments

I know this is a matter of opinion but to what interest level would it be reasonable to stress-test your mortgage repayments these days? thanks in advance

When we took out a mortgage in the early '90s, our interest rate briefly hit about 16% :open_mouth: We survived but wouldn’t like to be in that boat again!! Would 7% or higher be a reasonable expectation now? (for those not on ECB linked trackers that is)…

Yeah, I would be thinking 7% as well.

7% sounds good.
I would say “normal” ECB rates = 4% so mortgage at +2 = 6%
Stress test, add another 2 so 8% maybe?