Viewing Highly Recommended - The Introductions Thread


#290

Hello! I was Grasshopper, but forgot my password and got blocked. Am now reincarnated as grasshoppertoo.


#291

Name: ONQ

Age: A priest wouldn’t ask me that!

House buying status: Bought in 2002, heading for negative equity unless the banks lend again and support the economy they feed off.

Employment status: Almost self-employed.

View on the public sector: Unproductive heads need to roll, productivity needs to improve all round, unnecessary jobs must go.

AAM status: “former poster” ONQ - on the “Sites, Planning Self-Builds and Extensions” Forum and others.

View on an Irish property crash: Move on, but be aware of what’s going on in the world.

Where would I buy property: Happy where I am

View on Ireland: Want to play a part in the recovery

Interests: Family, career, seeing Ireland recover.


#292

They feed off the economy (that is to say extract actual wealth while replacing it with debt) so long as the economy is not real - i.e. falsely inflated/debt based. The economy must be based on fundamentals before the banks can support it. That means reductions in the prices of property to their true economic value. Welcome to reality.


#293

name pinaddict

age cant tell you that

status long time reader and home owner

I love reading the pin but have never had the confidence to post before.

thanks

pinaddict


#294

Name: Lawrence

Age: 40+

House buying status: Flat from 2004 deep in red, house from late 2009 also in red

Employment status: Left well paid job in Ireland due to taxes, got a better paid job in Saudi with no taxes

View on the public sector: Slash and burn

AAM status: None

View on an Irish property crash: JAFB (just another effin bubble)

Where would I buy property: Retirement gaff in south of France

View on Ireland: Will be back once kids reach secondary school

Interests: Family, job, beach on weekends (we have that in Saudi, yeah), no time for anything else


#295

Name: Wooden Horse.

Age: 44

House buying status: Bought in 2002, in negative equity.

Employment status : Self-employed.

View on the public sector: Overpaid and over-upholstered. Still, have to carry a great deal of the tax burden. Not entirely unsympathetic.

AAM status: None.

View on Irish property crash: An avoidable tragedy. However, now that we find ourselves at that tragedy, I eagerly await a vengeful last act.

Where would I buy property: Dublin (6W, 8, 12).

View on Ireland: I am irrationally hopeful on her behalf.

Interests: The art of living.


#296

Name: Lefay

Age: 38

House buying status: Have a PPR and a very-bad-investment property. Probably not buying or selling for a decade, but fascinated by the market.

Employment status : Public sector.

View on the public sector: Variable. The public sector isn’t one vast monolith and common generalisations are often not valid from one area to the next.

AAM status: Retired!

View on an Irish property crash: The inevitable result of light-touch regulation, cheap money, the Irish obsession with property ownership and 19th century landlordism, and a series of back-firing attempts to regulate the market which pumped more hot air into the bubble at almost every stage.

Where would I buy property: No non-lottery-funded plans to move…

View on Ireland: The economy is stabilising, but the length and depth of the recession has been seriously bruising for huge numbers of people who were already overextended, but managing. I’m cautiously hopeful that things are turning around, and very hopeful that that will not mean a return to bubble-nomics.

Interests: In no particular order, current affairs, reading, food and drink, property, animals.


#297

Name: Quillow / Al

Age: 32

House buying status: Until recently we were looking. We’ve now deferred at least a year because the bank will not give us what we want.

Employment status: Private sector – Accountant.

View on the public sector: There’s a lot of deadwood spread across the various civil service departments. These need to be removed. Public sector should be run like a company and those not performing should be removed without any hassle. Stuff like this also annoys the crap out of me. €113,649 - €145,953 for “Head of Student Experience”. Very, very few public servants should be earning €100k + in an economy like ours (perhaps in any economy).

https://i49.tinypic.com/10cjguf.jpg

AAM status: Only ever use it to see the Savings Best Buys

View on the Irish property crash: Was inevitable. The day I saw tiny 4 bed room houses for sale for €795,000 close to where I live was the day I knew it wasn’t going to last.

Where would I buy property: D16

View on Ireland: I love it some days, hate it others

Interests: Computers, Football, Rugby, Golf, Most Sports in fact, Reading, Keeping fit etc.


#298

Name: Gab28

Age: 35

House buying status: Renting, looking to buy a family home now

Employment status : employed

AAM status: None.

View on Irish property crash: an avoidable; I feel sorry for those who bought their home and are on negative equity. Someone else should have paid for the crash…

Where would I buy property: Dublin (12)


#299

Name: TurboBaby

Age: 30

House buying status: Renting outside of Ireland with no immediate desire to buy

Employment status: Private sector – international trade

View on the public sector: It’s bloated and there are too many benefits, but as it’s so difficult to get fired and there’s major resistance towards lower wages, I can see it being a problem for decades.

AAM status: Don’t post there but I got banned from boards.ie

View on an Irish property crash: On first look, the property crash was a disaster for Ireland, with families being crippled by massive personal debt and no real means of escape. However, the bubble was the problem, not the crash and personally speaking, lower house prices benefit me and in the long run, the wider economy. Once we reach realistic market prices, the market will function as normal again and capital will be freed from investing in houses and instead go to real wealth creating areas such as manufacturing, research and small business growth.

Where would I buy property: Singapore

View on Ireland: I believe we are on the right path (austerity) but it needs to be austerity for all. I don’t necessarily mean the wealthy, who got rich from hard work and innovation, I mean the individuals connected to the political class who are not suffering like average family are. Those who ate at the government trough during the Bertie years.

Interests: economics, investments, football, cooking, tv/cinema.

Bullish on: Hard assets, junior mining stocks, real free market countries such as Singapore and Hong Kong.

Bearish on: the US dollar (massively!), sovereign bonds.


#300

Greetings Pinsters. I have lurked for years and sourced facts and opinion from this site that one never sees in the press, or on commercial or state broadcasters. If one does, it lags the pin by days and sometimes even weeks - in particular the mediocre Irish Times, and the utterly hopeless Irish Independent.

The time has come to contribute, and to seek wisdom from the Pin!


#301

Name: Muirster

Age: 27

House buying status: Renting with friends in Dublin, will consider buying in Cork or Dublin in next few years.

Employment status: Public sector (education), temporary contract.

View on the public sector: Mainly contradictory. I see it as bloated, overpaid, with an attitude of entitlement by some, but also many people are suffering from cuts, particularly affecting frontline staff & services. There are a lot of v dedicated & hardworking people doing their best with the resources they have.

AAM status: None

View on an Irish property crash: Had I been born five years earlier, I could well have been caught up in it, but even at the age of 18/19 I remember thinking it was all madness. Luckily my Dad thought so too & put me onto the Pin where I found solace & some sanity in the madness. I think the crash could have been an opportunity in disguise, had it been handled properly, ie selling off distressed properties at the market value, particularly for those of us who saved & didn’t take out insane mortgages, but I see too much talk about protecting Mary & Jim in order to ensure their McMansion they built/bought with the bank’s money isn’t taken. Am v disillusioned, but I love Ireland too much & family ties are too strong to leave. For now at least. I’m toying with learning German to keep my options open though.

Where would I buy property: Cork/Dublin/possibly Kerry

View on Ireland: I love my country but despair for the ‘ah sure it’s grand’ attitude of its people.
Too many are allowed away with too much, to the detriment of all. Until I see Bertie & his ilk in jail I will not believe that any lessons have been learned or that the the right people have been punished.

Interests - cooking, tv/cinema, current affairs, education, tech.


#302

Meant to do this ages ago

Name: NegativeEquity

Age: 39

House buying status: Recently purchases first house

Employment status : employed

AAM status: Have an account - never posted - use the Savings best buy section that’s about it.

View on Irish property crash: An avoidable mess - no sympathy for a most who crashed and burned afterwards - you reap what you sow. Disaoppointed there was no public hangings of the politicians involved.

Where would I buy property: Barbados

View on Ireland: My avatar says it all.

Interests: economics, investments, football, music/guitar, brewing, gardening

Bullish on: Fook all at moment

Bearish on: Everything at the moment


#303

Name: Forgetful

Age: 33

House buying status: 1st time buyer 2014

View on an Irish property crash: The bubble was huge and lumbering, the crash was huge and lumbering, and I think the 2012-2014 rises were just a huge and lumbering dead cat bounce, being artificially inflated by the government. I see all my friends suffering from artificially high house prices, and artificially high rents and it makes me sick.

Timeline for crash: Difficult to say when the cat will drop again. In the medium future when interest rates rise there will be pandemonium.

Where would I buy property: Near family, not too close to low lying land near the coast.


#304

Thought I might as well fill this in, as I seem to be posting a fair bit lately.

Name: WorstPigeon (It kind of made sense at the time, somehow)

**Gender: ** M

Age: 31

Job:: IT (software engineer)

View on public sector: I think they get far too muck flak, though I envy their pensions.

House buying status: Dodged a bullet not buying with first proper job after college like everyone was telling me to; I know a fair few people who did. Been renting for last decade and have decent savings as a consequence; now looking to buy as a first time buyer. Being very fussy, however; not in a huge rush due to current flat/falling prices, and if I buy I want it to be for a long time; I still ultimately believe prices will fall a lot in the future.

I nearly bought in 2013 when my then-landlord wanted the place back for use as a short-term let, but was too busy at work to get around to it and just rented a new place, which I now regret greatly :slight_smile:

AAM status: Had an account (or a couple; lost old login details) for ages, rarely used it.

Views on Ireland: We have our problems, but ultimately I prefer it to any other Anglophone country, and that’s all I speak properly, so…

Where would I buy: Dublin 4, 6, or bits of 8, maybe bits of 2. Ideally walkable to work in city center, with good public transport. 2 bed apartment or small house. Rented mostly in D8.


#305

Thought I might as well fill this in, as I seem to be posting a fair bit lately.

Gender: M

Age: 29

Job:: Civil Engineer

House buying status: Currently looking to buy as a first time buyer. We can afford about 250-300k which doesn’t make for too pleasant searching in the greater dublin area. I work in Swords and her in Sandyford or Leixlip. She normally starts at 7.30 so is before the traffic and I ride a motorcycle so we’re a bit more flexible in terms of location.

Where would I buy: Dublin 8, maybe bits of 24. Looking for something with a garage or access to rear garden to store my bike, other than that 2bed+ but don’t want to be taking on much renovations.


#306

:question: :confused:


#307

Name: A41

Age: 23

Gender: M

House buying status: Renting, saving a nice wedge for a deposit. Wouldn’t go near an apartment built in “da boom”.

AAM:Never used it

Where I would buy: A house with a back garden for storage. A 25-30 min cycle, with good public transport to work. Not that the public transport can be counted on!


#308

Name: Anthracite (not real name)

House Buying Status: I’m in the industry.

AAM Status: Bunch of fascists. Golfing pricks.


#309

Name: that’s a secret
Age 31
House buying status: Hopefully will be FTB early 2018 unless I see reason to hold off
AAM status: none
View on an Irish property crash: I wish I’d had the wisdom and salary to buy in the last one. Am wondering if we’ll see another in a few years.
Timeline for crash: Not sure
Where would I buy property: Ideally? Toronto. But no point buying if I don’t have permanent residency.